Can You Get Dental Work on Finance? Exploring Your Options

While going to the dentist is essential, just one visit or procedure can cost you hundreds or even thousands of dollars — especially if you don’t have dental insurance. The good news is that there are options for dental financing that might help you get the dental work you need to keep your teeth and gums healthy.

What is Dental Financing?

Dental financing refers to the various options available to help individuals pay for their dental procedures. Whether you need a routine check-up, a filling, braces, or a more extensive dental procedure, dental financing can make it easier to manage the cost.

Options for Dental Financing

Here are five popular options for dental financing:

• SoFi: Best for expensive dental procedures
• Upgrade: Best for small dental procedures
• OneMain Financial: Best for those with less-than-perfect credit
• LightStream: Best for emergency dental procedures
• Dental Loans: A general option for financing dental costs

Can You Pay Your Dentist in Installments?

Yes, many dental financing options allow you to pay for your dental work in installments. This can be a more manageable way to budget for your dental expenses, rather than paying for everything upfront.

How We Picked These Loans

The loans mentioned in this article were selected based on factors such as interest rates, loan terms, customer reviews, and overall reputation. It’s important to compare different options and choose the one that best suits your needs and financial situation.

Other Dental Financing Alternatives

In addition to the options mentioned above, there are other alternatives for dental financing:

• CareCredit: A healthcare credit card specifically designed for dental and medical expenses
• Dental Savings Plans: Membership-based plans that offer discounts on dental procedures
• 0% APR Credit Card: Some credit cards offer introductory periods with 0% interest, which can be used for dental expenses
• In-House Dental Financing: Some dental practices offer their own financing options

Tips to Lower the Cost of Dental Work

While dental financing can help make dental procedures more affordable, it's always a good idea to explore ways to lower the overall cost. Here are some tips:

• Practice good oral hygiene to prevent dental issues that may require expensive treatments
• Get regular check-ups and cleanings to catch any potential problems early
• Consider getting a second opinion before committing to expensive procedures
• Ask your dentist about alternative treatment options that may be more cost-effective
• Look for dental schools or clinics that offer discounted rates for dental work

Conclusion

Dental financing can provide a solution for individuals who need dental work but are concerned about the cost. With various options available, it's important to explore and compare different financing options to find the one that best fits your needs. Remember to also consider ways to lower the cost of dental work and maintain good oral hygiene to prevent costly dental issues in the future.