Everything You Need to Know About Zales Financing Application

If you're considering making a purchase at Zales, their financing options can make it easier to afford that special item you've been eyeing. In this blog post, we'll explore the Zales financing application process, the benefits of their lease purchase program, and the features of the Zales credit card. Whether you're interested in their lease program or applying for their credit card, we'll cover all the details you need to know.

Choose My Store

Before diving into the financing options, it's important to note that Zales gives you the convenience of choosing your preferred store. Whether you want to visit a physical store or shop online, Zales has you covered. This flexibility ensures that you can make your purchase in the most convenient way for you.

How Does It Work?

The Zales financing application process is simple and straightforward. Whether you're applying for their lease program or credit card, the steps are designed to be user-friendly.

Lease Purchase Program

Zales offers a lease purchase program that allows you to bring home your desired item without the need for credit. This program is an excellent option if you don't have a high credit score or are unable to qualify for traditional financing. The lease purchase program at Zales provides you with flexibility and convenience.

Zales Credit Card

If you're looking for a financing option that allows you to make purchases beyond Zales, the Zales credit card might be the perfect fit. With this credit card, you can enjoy special financing on purchases of $300 or more. While the ongoing APR may be higher, the benefits and convenience of the Zales credit card can outweigh the higher interest rates.

Why A Lease?

Leasing offers several advantages over traditional financing options. With Zales' lease purchase program, you can take advantage of these benefits:

• No credit needed: Unlike traditional financing options, the lease program at Zales does not require a high credit score. This makes it accessible to individuals who may have difficulty qualifying for other forms of financing.
• Instant decision: The lease application process at Zales is quick and easy. You'll receive an instant decision, allowing you to bring home your desired item without delay.
• Flexible payments: The lease program at Zales offers flexible payment options. You can choose a payment plan that suits your budget and financial situation.
• 90-Day & Early Purchase Options: Zales' lease purchase program also provides you with the option to purchase the leased item early or within 90 days. This flexibility allows you to own the item sooner if you decide to do so.

Ready To Apply?

If you're ready to apply for Zales financing, whether it's the lease purchase program or the credit card, the process is simple and convenient.

Lease Purchase Program Application

To apply for the lease purchase program at Zales, you'll need to follow these steps:

1. Create an account: Start by creating an account on the Zales website. This will allow you to access the lease application form.
2. Fill out the application: Once you've created an account, you'll need to fill out the lease application form. Provide the necessary information, including your personal details and income information.
3. Submit the application: After completing the form, review the information for accuracy and submit your lease application.

Zales Credit Card Application

If you're interested in applying for the Zales credit card, follow these steps:

1. Create an account: Similar to the lease program, you'll need to create an account on the Zales website to access the credit card application.
2. Fill out the application: Complete the credit card application form by providing the required information, including personal details and income information.
3. Submit the application: Once you've filled out the form, review the information for accuracy and submit your credit card application.

You Deserve More Options

At Zales, they understand that everyone's financial situation is unique. That's why they provide you with more options when it comes to financing your purchase. Whether you choose their lease purchase program or their credit card, Zales aims to make it easier for you to bring home that special item you've always wanted.

Frequently Asked Questions

Here are some common questions about Zales financing:

1. Can I use the Zales credit card outside of Zales?

No, the Zales credit card is only valid for purchases made at Zales.

2. What are the benefits of the Zales credit card?

The Zales credit card offers special financing on purchases of $300 or more, making it easier to afford larger purchases.

3. Is the APR for the Zales credit card high?

Yes, the ongoing APR for the Zales credit card can be higher compared to other credit cards. However, the benefits and convenience of the card may outweigh the higher interest rates.

4. Are there any rewards associated with the Zales credit card?

While the Zales credit card does not offer rewards, it does provide special financing options and other benefits.

5. Do I need to create an online account to apply for the Zales credit card?

Yes, creating an online account is necessary to access and complete the Zales credit card application.

Customer Service

If you have any further questions or need assistance with the Zales financing application process, Zales' customer service team is ready to help. They strive to provide exceptional service to ensure a smooth and hassle-free experience for their customers.

About Us

Zales is a renowned jewelry retailer known for their wide selection of high-quality jewelry pieces. With a focus on customer satisfaction, Zales aims to provide financing options that cater to different financial situations, making their products more accessible to a wider audience.

Education

At Zales, they believe in empowering their customers with knowledge. Their educational resources provide valuable information on various topics related to jewelry, financing, and more. Whether you're looking to learn about diamond cuts or want to understand the advantages of their financing options, Zales' educational content has you covered.

Payment Options

When it comes to payment options, Zales offers flexibility. In addition to their lease purchase program and credit card, Zales accepts various payment methods, including major credit cards, debit cards, and financing through third-party providers. This allows you to choose the payment option that best suits your needs and preferences.

Stay Connected

To stay up to date with the latest news, promotions, and offers from Zales, be sure to connect with them on their social media channels. By following them on platforms like Facebook, Instagram, and Twitter, you'll never miss out on exciting deals and updates.