Investment Options in India with Over 20% Returns: A Comprehensive Guide

Disclaimer: This content is provided for informational purposes only and does not intend to substitute financial, educational, health, nutritional, medical, legal, etc advice provided by a professional.

Investing in India can be a lucrative venture, especially if you choose the right investment options. In this comprehensive guide, we will explore various investment avenues that offer over 20% returns. Whether you are a beginner or an experienced investor, this guide will provide valuable insights to help you make informed investment decisions.

ELSS: Tax-Saving Mutual Funds

One of the best investment options in India for higher returns is Equity Linked Savings Scheme (ELSS). ELSS funds not only offer tax-saving benefits under Section 80C but also provide exposure to equity. Over the past 3 years, several ELSS schemes have given annualized returns of over 20%. This makes them an attractive choice for investors looking for high returns while saving on taxes.

What are ELSS Funds?

ELSS funds are tax-saving mutual funds that invest primarily in equity and equity-related instruments. These funds have a lock-in period of 3 years, which means investors cannot redeem their investments before this period. ELSS funds have historically delivered impressive returns, making them a popular choice among investors.

Other Investment Options for Higher Returns

Apart from ELSS funds, there are several other investment options in India that offer the potential for higher returns. Some of these options include:

Direct Equity
Equity Mutual Funds
National Pension Scheme (NPS)
Unit Linked Insurance Plans (ULIPs)
Real Estate
Public Provident Fund (PPF)
Sukanya Samriddhi Account (SSA)
Kisan Vikas Patra (KVP)
Sovereign Gold Bonds (SGBs)
Government Bonds
National Savings Certificates (NSC)
Post Office Time Deposit
Debt Funds for Medium Term
Hybrid Funds
Bank Fixed Deposits (FDs)
Debt Funds for Short-Term

Each of these investment options has its own set of risks and rewards. It is important to consider factors such as financial goals, risk tolerance, performance, lock-in period, and expenses related to investment before making a decision.

Consistent Compounders: Stocks with Over 20% Returns

For investors interested in the stock market, there are stocks that have consistently provided over 20% returns over the last 5 years. These stocks have shown impressive growth and are considered reliable options for long-term investment. Some of the stocks that fit this criteria include Varun Beverages and NBFC.

Conclusion

Investing in India with the goal of achieving over 20% returns requires careful consideration of various investment options. Whether you choose ELSS funds, direct equity, or other investment avenues, it is essential to conduct thorough research and seek professional advice to make informed investment decisions. By diversifying your portfolio and staying updated with market trends, you can maximize your chances of earning higher returns.