How Much Extra is Insurance at Enterprise?

Understanding Car Rental Insurance at Enterprise

When you're planning a trip and need to rent a car, one of the things you'll need to consider is car rental insurance. Although it may be tempting to skip out on this additional cost, it's important to understand the benefits it provides and how much extra it will be at Enterprise.

Car rental insurance protects you and the vehicle in the event of an accident. It offers financial coverage for damages, theft, and liability. Enterprise offers several plans to choose from, so you can find one that best suits your needs.

Types of Car Rental Insurance

Enterprise offers several types of optional car rental insurance and protection products, including:

• Damage Waiver (DW)
• Personal Effects Coverage (PEC)
• Supplemental Liability Protection (SLP)
• Roadside Assistance Protection (RAP)

The cost of each type of insurance varies, so let's take a closer look at what each one covers and how much extra you can expect to pay.

Damage Waiver (DW)

A damage waiver, also known as collision damage waiver (CDW), relieves you of financial responsibility if the rental car is damaged or stolen. It typically covers the full cost of repairs or replacement, so you won't have to worry about paying out of pocket.

The cost of a damage waiver at Enterprise depends on the rental location, duration of the rental, and the type of vehicle you choose. On average, it can range from $10 to $30 per day.

Personal Effects Coverage (PEC)

Personal effects coverage provides protection for your personal belongings in case of theft from the rental car. It covers items such as luggage, laptops, and other valuables. This type of coverage is optional and can be added to your rental agreement.

The cost of personal effects coverage at Enterprise is typically around $2 to $5 per day.

Supplemental Liability Protection (SLP)

Supplemental liability protection offers additional coverage for third-party damages and injuries. It protects you against potential lawsuits and helps cover the costs of legal fees and medical expenses.

The cost of supplemental liability protection at Enterprise varies based on the rental location and the coverage limit. On average, it can range from $10 to $15 per day.

Roadside Assistance Protection (RAP)

Roadside assistance protection provides peace of mind by offering services such as emergency fuel delivery, battery jump-starts, lockout assistance, and flat tire changes. It ensures that you won't be left stranded on the side of the road.

The cost of roadside assistance protection at Enterprise is typically around $4 to $7 per day.

Do I Need Car Rental Insurance?

Whether or not you need car rental insurance depends on your personal circumstances. If you already have car insurance, your policy may provide coverage for rental cars. However, it's important to check with your insurance provider to understand the extent of coverage.

If you don't have personal car insurance or your policy doesn't cover rental cars, it's highly recommended to purchase car rental insurance. It provides financial protection and peace of mind in case of an accident or damage to the rental vehicle.

Choosing the Best Coverage for Your Trip

When deciding on the best coverage for your trip, consider factors such as the length of your rental, the location you'll be driving in, and your personal comfort level with assuming financial risk.

It's also worth noting that some credit cards offer rental car insurance as a benefit. However, the coverage may be limited and may not provide the same level of protection as a dedicated car rental insurance policy.

Conclusion

Car rental insurance is an important consideration when renting a car from Enterprise. It offers financial protection in case of an accident, theft, or damage to the rental vehicle. The cost of insurance varies depending on the type of coverage and the duration of your rental. It's essential to evaluate your personal circumstances and choose the coverage that best suits your needs.