Best Online Banks

Simple

As the name implies, Simple wants to make its customer's lives easier and starts by clearing away the clutter. Customers can handle all of their banking online free of banking fees and use a sophisticated mobile app built by a company focused on easy online banking. With this provider, there are no overdraft fees or service fees to worry about, as well as no minimum account balances. Customers can avoid ATM fees by using AllPoint ATMs, though there is no reimbursement for using non-AllPoint ATMs. Customers also simplify their lives by using the budgeting tools provided with their accounts, which offer comprehensive income and expense ledgers with online bill pay. Based on their budgets, customers can create safe-to-spend amounts to avoid overspending. They can also enter savings goals and contributions into the app. The appropriate portions are then automatically placed in savings until the goals are reached. With all of this available in one intuitive app, Simple really does live up to its name.

Continue reading for another bank offering a convenient online experience for customers.