Best Online Banks

Radius Bank

Radius Bank provides its customers with a convenient online experience, making it easy for them to check balances, transfer money, and view check images. For those individuals who enjoy the convenience of paying a friend from their mobile phone, tablet, or computer, the Radius Bank Pay-A-Friend feature makes it easy at no extra cost. The Radius app provides all of these features on customers' smartphones in addition to the Radius mobile app's check depositing feature. Online customers benefit from the ability to link their external accounts to their Radius profile, thus providing a holistic view of their financial situation. Customers can then use Radius's budgeting and financial planning tools to efficiently and accurately manage their money. After creating a budget, Radius customers can use additional tools to set financial strategies, such as the debt management tool, spending tracker, and trends tracker.

For households serious about growing their net worth, Radius online banking provides a tool that tracks total assets and liabilities for every month. Customers use this tool to analyze their overall financial picture and see what contributes to growth or contraction. Radius offers free checking options and savings accounts with interest rates between 0.5 and 1.29 percent. A checking and savings account hybrid pays up to .89 percent, though a minimum balance of 2,500 dollars is required to qualify for the highest rate. Some accounts have fees for falling below the minimum balance.

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