14 Best Money Saving Apps That Put Cash Back in Your Pocket in 2026

9. Drop - Credit Card Linked Automatic Rewards

Drop has revolutionized automatic rewards earning by linking directly to users' credit and debit cards and providing points for purchases at favorite brands. The application's unique approach allows users to select five favorite brands from a curated list, and then automatically earn points whenever they shop at these locations using linked cards. Drop's brand partnerships include popular retailers like Amazon, Starbucks, Target, and Netflix, covering a wide range of everyday spending categories. The platform's point system is straightforward, with clear earning rates and transparent redemption options including gift cards to major retailers. In 2026, Drop has introduced personalized brand recommendations based on users' spending patterns, helping them optimize their selected brands for maximum earning potential. The app's social features allow users to see which brands their friends have selected and compare earning strategies. Drop's integration with banking APIs ensures secure transaction monitoring while maintaining user privacy and data protection. The platform's clean interface and automatic earning mechanism appeal to users who want to maximize rewards without changing their shopping habits.